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Maximizing Your Pension

Depending on your employment situation and preferences, you can maximize your pension with the options below.

Additional Voluntary Contributions (AVCs)

The Additional Voluntary Contributions (AVCs) option is a retirement savings and investment opportunity.

Learn more about AVCs

Buying service

Maximize your pension by purchasing past service (from your previous or current employer) through a buy-back.

Learn more about buying service

Purchasing a leave period

You can increase your pension by purchasing a leave period with your current employer and converting it to credited service.

Learn about purchasing a leave period

Transferring service from another pension plan

Find out how to maximize your OMERS pension by transferring service from another registered pension plan.

Learn about transferring service