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Maximizing Your Pension

Depending on your employment situation and preferences, you can maximize your pension with the options below.

Additional Voluntary Contributions (AVCs)

The Additional Voluntary Contributions (AVCs) option is another way to grow your retirement savings.

Learn more about AVCs

Buying service

Maximize your pension by purchasing past service (from your previous or current employer) through a buy-back.

Learn more about buying service

Purchasing a leave

Increase your pension by purchasing a leave from OMERS, which adds to your credited service and may allow you to retire earlier.

Learn more about purchasing a leave

Transferring service from another pension plan

Find out how to maximize your OMERS pension by transferring service from another registered pension plan.

Learn about transferring service