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Learning About My Pension

Get the most from your OMERS membership – learn about the benefits, options and resources available to you, as an OMERS member.

Member Handbook

The handbook covers everything from credited service to survivor benefits.

Member Handbook

Contribution rates

You contribute a percentage of your earnings to help pay for your future pension.

Contribution rates

Information Sessions

Member Videos

Members tell their OMERS stories.

Watch member videos


Find answers to your questions.

Get an answer

Retirement Compensation Arrangement (RCA)

The RCA provides pension benefits, using the OMERS pension formula, which are above the maximum allowed for registered pension plans under the Income Tax Act. Benefits below this maximum are provided by the OMERS Primary Pension Plan.


OMERS Supplemental Plan for Police, Firefighters and Paramedics

Optional benefits for police, firefighters and paramedics.

Learn about the Supplemental Plan