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Life and Career Events

See how life and career events can affect your pension.

Taking time off

You may be able to purchase the time you are off – to add to your OMERS pension.

Learn more about taking time off


It’s never too early to start thinking about retirement.

Learn more about retirement

Employment changes

Leaving your OMERS employer? OMERS can help make it less stressful by guiding you through the process step by step.

Learn more about employment changes

Separation and Divorce

Your OMERS pension may be considered family property in the event of a separation or divorce.

Learn more about separation and divorce

Disability benefits

Disability benefits are an important feature of the OMERS Plan.

Learn more about disability benefits

Planning for loved ones

Survivor benefits are part of our commitment to providing a secure future for members and their loved ones.

Learn more about planning for loved ones

Normal retirement age changes (police and firefighters)

A career change for police and firefighters can affect normal retirement age.

Learn more about career changes