"Plan early enough so retirement doesn't seem to loom up suddenly before you're ready for it."
"Start early in your preparation, then keep learning and updating your plans and records. Pick a good financial planner who meets your own (family) needs. Include your spouse/partner/dependents in your learning about your financial situation. They need to know all about your pension benefits, especially survivor benefits from OMERS, CPP, OAS, etc. You should also remember about estate planning and making a will." David, 63, retired member and former school custodian
"Retirement is not an extended holiday. Make sure you have interests and/or hobbies not related to the workplace. Keep active physically and make sure you can fill the brain gap left by retirement." Georgie, 62, retired member and former personnel officer
"I learned as much as possible about the [OMERS] pension plan, CPP, and so on." Ron, 57, retired member and former firefighter
"Prepare mentally for retirement. You simply cannot spend the way you did when you were making a full salary, and there is definitely mental preparation for this." Mary, 59, retired member and former head secretary
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