Automatic contribution limits

Contribution limits are based on contributory earnings and credited service, and take into account the pension adjustment (PA) reporting rules of theĀ Income Tax Act.

Contributory Earnings
Biweekly Maximum
26 Debits per Year
Monthly Maximum
12 Debits per Year
Less than $4,445 nil nil
$4,445 - $11,522 $20.00 $40.00
$11,523 - $19,749 $38.46 $83.33
$19,750 - $27,983 $57.69 $125.00
$27,984 - $36,211 $76.92 $166.67
$36,212 - $44,444 $96.15 $208.33
$44,445 - $132,870.60 $115.38 $250.00
Over $132,870.60 $20.00 $40.00

The limits were calculated using the 2018 CPP earnings limit.

  • AVC Fact Sheet .pdf

  • AVC Guide .pdf

  • Terms of Participation .pdf