I think I'm living the best years of my life. I'm really excited, I just bought a house, just got married. I know that people think that people in their twenties don't think about retirement but I definitely do. I've definitely become more aware of what I need to do for my future and how I need to start saving earlier than later. I think OMERS is one of the best pension plans out there. I think the AVCs are great because they're very easy to use onilne. I plan to live a third of my life in retirement, so that's why I am saving now and planning for the future.