Contributions and Pension Adjustment (PA) Calculators
With OMERS Contribution and Pension Adjustment Calculators, you can calculate contributions and PAs for any year in just a few seconds. No more scrolling through PDF pages!
Use the Single Member tab for one member and the Multiple Member tab for more than one member.
Contributions Calculator
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PA Calculator
The PA calculator can be used for continuous full-time (CFT) and other-than-continuous full-time (OTCFT) members. Special PA rules may apply for certain member situations (e.g., a member terminates or reaches 35 years of service). For information on how to correctly calculate PAs for special situations, see the Employer Administration Manual.
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OMERS Contribution Rates: 1963 - Present
This is a summary of OMERS contributions rates and contribution limits. For details and clarification of any year’s figures, please refer to the Employer Administration Manual.
RPP max & single-contribution leave threshold (2023 = $181,590.50): This limit applies when members pay regular pay period contributions, and when they purchase single-contribution– such as disability elimination periods and leaves protected under the Employment Standards Act, 2000 (e.g., pregnancy and parental leaves, emergency leaves, etc.). Contributions on earnings up to this limit go into the OMERS Primary Pension Plan. Contributions on earnings above this limit – for either regular pay periods or single-contribution leave period purchases – are directed to the Retirement Compensation Arrangement for the OMERS Primary Plan (RCA).
Double-contribution leave period max (2023 = $197,811.00): This limit applies when members purchase double-contribution leave periods (both member and employer shares) – such as authorized leaves of absence. In this instance, contributions are capped when contributory earnings reach this maximum; there are no RCA contributions for these leaves.
This difference in limits – one for regular contributions and single-contribution leave purchases, and the other for double-contribution leave purchases – started in 2013. Previously, the limits for both were the same.
Year
YMPE
NRA 65 Up to YMPE
over YMPE
NRA 60 Up to YMPE
over YMPE
RPP max and single-contribution leave threshold
Double-contribution leave period max
2023
$66,600
9.00%
14.60%
9.20%
15.80%
$181,590.50
$197,811.00
2022
$64,900
9.00%
14.60%
9.20%
15.80%
$180,943.72
$192,903.75
2021
$61,600
9.00%
14.60%
9.20%
15.80%
$180,505.05
$183,068.00
2020
$58,700
9.00%
14.60%
9.20%
15.80%
$168,317.47
$174,422.25
2019
$57,400
9.00%
14.60%
9.20%
15.80%
$172,698.31
$170,650.50
2018
$55,900
9.00%
14.60%
9.20%
15.80%
$175,223.10
$166,088.25
2017
$55,300
9.00%
14.60%
9.20%
15.80%
$170,796.79
$164,385.75
2016
$54,900
9.00%
14.60%
9.20%
15.80%
$174,440.76
$163,028.75
2015
$53,600
9.00%
14.60%
9.20%
15.80%
$163,010.36
$159,034.50
2014
$52,500
9.00%
14.60%
9.30%
15.90%
$157,624.72
$156,218.75
2023 Payroll Updates
Below are OMERS contribution rates and thresholds for your 2023 payroll updates.
Contribution Rates
Normal retirement age 65 and 60 rates remain the same as the 2022 rates.
Contribution rates for the OMERS Plan effective with the first full pay in 2023:
Up to YMPE
Over YMPE
Normal retirement age 65
9.0%
14.6%
Normal retirement age 60
9.2%
15.8%
YMPE for 2023 = $66,600
OMERS RPP/RCA Allocation Threshold for Contributions
OMERS SC reviews the allocation threshold on an annual basis. For 2023, the allocation threshold is 91.8% of the maximum registered pension plan (RPP) earnings for 2023, which is:
91.8 % x $197,811.00 = $181,590.50
Contributions on earnings above $181,590.50 are paid to the Retirement Compensation Arrangement (RCA).
Exception
An exception to this limit is leave periods where the member cost is double contributions (the member's plus employer's share). In this case, use $197,811.00 as the allocation threshold, and remit contributions on earnings only up to this amount; there are no RCA contributions for these leaves.
For leave periods where the cost is single contributions, the allocation threshold is $181,590.50 and amounts above $181,590.50 are paid to the RCA.