Planning for Loved Ones

Survivor benefits are a key feature of the OMERS pension plan, and part of our commitment to providing a secure future for members and their survivors.

Survivor benefits and options available depend on whether death occurs before or after retirement.  

OMERS Member Dies Before Retirement
Find out what happens and what to do when an OMERS Member dies before retirement When an OMERS Member dies before retirement
OMERS Member Dies After Retirement
Find out what happens and what to do when an OMERS Member dies after retirement. When an OMERS Member Dies After Retirement

Plan and protect your loved ones

When an OMERS member dies, survivor benefits are payable based on an order of entitlement. A member’s “eligible spouse” is first in line for survivor benefits as long as the couple was not living separate and apart at the relevant date and the spouse did not waive their rights to survivor benefits.
 
These frequently asked questions provide important information about the eligible spouse definition.

Eligible Spouse FAQ