Working While on Pension

For an OMERS Employer

If you are receiving an OMERS pension and you return to work for an OMERS employer, you can:

  • Stop your pension payments for as long as you are employed and re-enrol in the OMERS Plan; or
  • Continue your OMERS pension payments and do not re-enrol in the OMERS Plan.

If you re-enrol in OMERS:

  • Your employer should contact OMERS immediately so we can suspend your pension payments while you are working.
  • Any pension payments received after re-enrolment must be repaid to the Plan, including any payment made in the month you re-enrol.
  • When you subsequently retire or reach the latest date you may start to receive a pension (see below), your pension will be recalculated, taking into consideration your total credited service, contributory earnings, and the Plan provisions in effect at the time.
  • If you work past age 71, your contributions to the Plan will stop on November 30 of the year in which you turn 71, and your OMERS pension will begin on December 1, regardless of whether you continue working.
  • You cannot accumulate more than 35 years of service in the OMERS Plan.

Working for a Non-OMERS Employer While on Pension

If you work for a non-OMERS employer while on pension, it will not affect your pension payments.

Did You Know

If you re-enrol in the OMERS Plan, you will resume making contributions on your current earnings. When you subsequently retire your “best-five years of earnings” will still be used to calculate your pension.