Member Handbook

The Member Handbook covers all aspects of your OMERS membership, starting from the day you enrol. While we periodically update and reprint this guide, you'll always find the most up-to-date version online.

  • How your pension grows
  • Service in the OMERS Plan
  • Your contributions and why contributory earnings matter
  • How your pension is protected against inflation
  • OMERS and your RRSP room
  • Disability and shortened life expectancy benefits
  • Temporary benefit calculation changes
  • Taking a leave
  • Leaving Your OMERS employer and Retirement
  • Returning to work after retirement
  • Marriage Breakdown
  • What happens to your pension when you die
  • How to retire with a bigger OMERS Plan pension


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